At Cents From Here and There we provide general educational information on various topics on this website as a public service, which should not be construed as professional, financial, real-estate, tax or legal advice. These are my personal opinions only.

Please read this Disclaimer carefully, and I reserve the right to modify it at any time without notice.  By visiting and using this website, you accept and agree to be bound by this Disclaimer along with our Terms and Conditions and Privacy Policy. Your continued use of our website, programs, products and/or services constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use our website if you do not wish to be bound by this Disclaimer.

Affiliate Disclaimer

This Website may engage in affiliate marketing, which is done by embedding tracking links into the Website.

This means that if you use an affiliate link to make a purchase, Centsfromhereandthere “the Website” will receive a commission on that purchase, at no extra cost to you. 

We only recommend products and services that we trust or have used personally. All efforts are made to ensure that affiliate links are disclosed in accordance with the FTC.

We may also recommend other products, services, coaches, and consultants but no such reference is intended to be an endorsement or statement that such information provided is accurate. We recommend these based on our personal experiences but it is still your responsibility to conduct your own due diligence to ensure you have obtained complete accurate information about such products, services, coaches, and consultants.

As per the FTC guidelines, Cents From Here and There may be compensated by companies mentioned through either advertising or affiliate programs or otherwise. Any references to third-party rates, websites or products are subject to change without notice.

For this reason, I cannot ensure that any reference to third-party rates, websites, or products on the Website is free from any errors or defects. Any problems or concerns should be directed to the company the item(s) was purchased from. Please do the necessary research before participating in any third-party offers.

Cents From Here and There may post sponsored content from an advertiser. This means that an advertiser, which may be a brand, agency, or influencer network, will contract with the Website to create content featuring certain messages or product placement.

The Website uses cookies to store visitors’ preferences, record user-specific information on the pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends.

Cookies may also be used by third-party services, such as Google Analytics, as described above.